Tuesday 20th November 2018
The Australian housing market has been in a steady downturn over the last year. CoreLogic data shows that it’s seen a cumulative 1.9 per cent value fall since September 2017. While some experts are warning that the market could continue…
Tuesday 13th November 2018
The beginning of 2018 brought a rise in Aussie credit card debt. The average credit card had $2,000 of debt in April, according to the Sydney Morning Herald, the highest it’s been in two years. With the country’s housing market…
Thursday 8th November 2018
Just starting out in the property market? Interest rate terminology on your home loan can be hard to sift through. To understand what you’re agreeing to, it’s important to understand the basics about interest rates. What is an interest rate? When…
Sunday 4th November 2018
Saving for a summer holiday? Boost your funds by tracking your spending, cutting one unnecessary expense and staying home for dinner. If you’re still saving up funds for your next getaway, here are tips to help you along the way. Check your bills…
Thursday 11th October 2018
Falling housing prices may not bode well for the overall property market. As the first spring auctions in the major cities have shown this year, it’s still unsteady. Australia’s housing downturn may be getting worse, ABC News recently reported. Melbourne…
Wednesday 10th October 2018
Westpac, Suncorp Bank, and Adelaide Bank have all announced interest rate hikes on home loans. So, what do these raises mean for your repayments? If you have a home loan, recent interest rate changes could affect your repayments. After Westpac increased…
Tuesday 18th September 2018
Moving can be a stressful experience, which is why many Australians avoid doing it as much as possible. However, certain factors can arise that make it a good time to move on to another neighbourhood, including rising housing prices, bad…
Sunday 9th September 2018
If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal loan debt, it could impact your home loan application. Australia…
Wednesday 5th September 2018
Recent changes to superannuation funds may start to affect the housing market. Two such measures are the First Home Super Saver (FHSS) Scheme, and the downsizing contributions into superannuation funds. These changes were introduced by the Australian Government in the…
Tuesday 28th August 2018
Saving money and unlocking equity – those are two good reasons why you should consider refinancing your home loan. Before we start talking interest rates, it’s important to know if you can achieve one of those two things. Unlocking equity…
Wednesday 15th August 2018
How long will it take to sell your home? We’ve had a closer look at the numbers around home sales in Australia to give you a better idea. The average Australian home takes 45 days to sell or 40 if…
Wednesday 8th August 2018
Unfortunately, most Australians can’t afford the best house on the best street. For that reason, buying real estate is a constant compromise between budget, location and the physical attributes of the property. With that compromise in mind, what’s more important…
Thursday 26th July 2018
As of December 2017 the average house price in Australia was $687,000, according to Australian Bureau of Statistics data, although this average is considerably higher in population centres like Melbourne and Sydney. These prices make buying your first home a…
Thursday 26th July 2018
The average size of a home loan in Australia is almost $400,000, according to the Australian Bureau of Statistics. Most people will repay their loans over 30 years, during which time they’ll be charged a whopping $319,820.45 in home loan…
Monday 2nd July 2018
Finding the ideal home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it’s much easier finding terms that will suit you. Read on for our guide on…
Monday 25th June 2018
Building an investment property is a labour of love – while it does require a lot more work than simply buying a pre-built unit, it’s the perfect way to ensure you come out with a property that you love. It’s…
Monday 4th June 2018
Negative gearing – it may seem like investor mumbo jumbo, but it’s really quite a simple concept to get your head around. More than that, it’s an important option in an investor’s toolkit when looking for a property to invest…
Monday 4th June 2018
Australians have a few options when it comes to financing a car, and you should make sure you know what each finance option entails before committing to one or the other. Different types of financing can cost more or less…
Monday 28th May 2018
Getting ready to buy your first home is an exciting time. While saving for your deposit or wading through the intricacies of home loans can be a strain, it’s all worth it when you can finally start picking out your…
Tuesday 15th May 2018
Looking to sell your property this year but unsure how to get the best price? Pre-sale renovations are a great way to make sure your property is snapped up for a better market value. So, what do you need to…
Monday 7th May 2018
Home loan options can be challenging for those unfamiliar with the fluctuations of interest rates. So how do you know which home loan is ideal for you: fixed or variable? Read on to learn more about what fixed and variable…
Friday 4th May 2018
Buying an investment property brings with it a lot of choices, but rest assured, there are certain features which every investment property owners should consider to increase their property’s rental yields and ensure value growth. An area of strong economy…
Monday 9th April 2018
Australia’s natural beauty, vibrant culture and outdoor pursuits make it the ideal destination to invest in a holiday home. A property that is not only an investment in your quality of life, renting it can be an income all of…
Monday 26th March 2018
Taking out a home loan can be a nerve wracking experience, particularly for first time buyers. The key to making the experience not just bearable but fruitful is to understand exactly what you are taking on. Here are the questions…
Tuesday 13th March 2018
The Australian housing market hasn’t always been a friendly place for first time buyers. With property prices looking as if they may soften for the first time in over half a decade, 2018 could be the year to get a…
Thursday 1st March 2018
There’s no better time than the present to expand your business. The past few months have seen business conditions rise well above the long-run average, according to NAB’s November monthly business report. Successfully growing your company is all about knowing…
Wednesday 21st February 2018
Getting the best value out of an investment rental is a collaborative effort between the landlord and a great tenant. To achieve long-term returns on a rental, the property has to last – and that means finding tenants who are…
Monday 12th February 2018
Haggling doesn’t come easy to many people. Negotiating over the price of goods and services simply isn’t that common in some countries. But are homebuyers missing out on thousands of dollars of savings because they balk at bargaining? The answer…
Monday 5th February 2018
Purchasing a property is a huge financial decision, which is why people should familiarise themselves with the mortgage process and any essential terminology. Unfortunately, recent research has indicated many Australians aren’t as familiar with common home loan terms, as they…
Monday 22nd January 2018
Are you looking to purchase a property in 2018? A member of our team can help you get the ideal home loan for your circumstances. We believe using a broker always gives people an added edge when on the hunt…
Sunday 14th January 2018
Investment properties are a popular long-term wealth strategy for Australians, delivering both a regular income stream and an asset that should appreciate in value over time. One-fifth of people in the country had at least one investment property in 2016…
Monday 8th January 2018
Falling property prices are often good news because they mean prospective homeowners can clinch a more affordable mortgage. But Australian real estate values have been moving in the opposite direction for some time, making it difficult for many people to…
Tuesday 19th December 2017
Paying off debt was a priority for Australians in 2017, with finder.com.au figures showing that 30 per cent of people made this their New Year’s resolution last year. Unfortunately, these efforts weren’t entirely successful. Personal insolvencies climbed 8 per cent…
Tuesday 12th December 2017
If you’re fortunate enough to be investing in multiple pieces of real estate, it’s best to diversify your purchases rather than buy all in one location or one category of property. Having a diverse portfolio makes it easy to weather…
Monday 4th December 2017
For many people in Australia today, especially those on the younger side, having the means to buy a house all by oneself is simply unrealistic. While they’d love to throw down $100,000 in cash for a deposit on a nice…
Sunday 26th November 2017
If you’ve got a home loan and you’re looking ahead to many, many years of making hefty repayments, it’s only natural to look around for a better deal. Countless Australians are wondering right now whether it’s a good time to…
Tuesday 21st November 2017
There are a number of reasons you may choose to build a home rather than buy an existing one outright. For starters, it’s often cheaper, and additionally, you have a greater level of control over the process, meaning you can…
Tuesday 14th November 2017
There’s always been a gap between the generations when it comes to homeownership – older people and their families in Australia have traditionally had greater means to buy property than their younger counterparts. And if you believe the latest research,…
Wednesday 1st November 2017
If you want to bolster your wealth for retirement in a big way, one option is to begin investing in property. Do you have enough cash to consider it? For many Australians who are looking to carve out a retirement…
Sunday 22nd October 2017
Before you buy investment properties in Australia, you may want to take a look at vacancy rates. These stats can tell you your potential to make a profit. As you prepare to buy an investment property in Australia for the…
Tuesday 17th October 2017
Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…
Sunday 8th October 2017
Renovating your home might sound expensive – but if you do it right, you may well be able to add to the property’s value and make money in the long run. Many people are turned off by the idea of…
Monday 2nd October 2017
If you’re planning to buy a home, the golden rule is to save as much as possible to make a deposit. Nowadays, it’s more challenging than ever to do so. In Australia in recent years, we’ve witnessed a troubling pair…
Thursday 14th September 2017
You spent a lot of time saving to buy a home, and once you finally manage to swing that huge expense, the last thing you want to do is get out the chequebook and spend even more. But have you…
Tuesday 29th August 2017
If you’ve got a long-term schedule for loan repayments to buy your home, refinancing that loan can be a great way to save a lot of money for yourself and your family over the long haul. Fed up with the…
Tuesday 15th August 2017
There are a lot of benefits to being self-employed. Rather than having to show up to an office and report to a boss, you instead get to take control of your own career. You decide when and where you work…
Tuesday 15th August 2017
There are a lot of benefits to being self-employed. Rather than having to show up to an office and report to a boss, you instead get to take control of your own career. You decide when and where you work…
Thursday 27th July 2017
Ever feel lost in a sea of home loan information? CoreLogic’s Perceptions of Housing Affordability report revealed that Australians are misinformed about a number of aspects of the home buying process. Are untruths keeping Australians from buying property? We debunk some common myths to…
Monday 17th July 2017
The cost of buying a home in Australia is spinning out of control, especially if you’re looking in one of the larger metropolitan areas. According to new research from LF Economics, the median price of a house is now 10…
Wednesday 12th July 2017
If you’re not up for the financial challenge of buying a house, it’s usually a cheaper alternative to build a new place from scratch. Vacant land is relatively affordable, and if you build on it yourself, you get to have…
Wednesday 21st June 2017
Millennials – those born between 1982 and 2004 – might roll their eyes when their parents lecture about why “Gen Y” hasn’t done enough to buy their first home. These aren’t the good old days when baby boomers were approaching…
Thursday 8th June 2017
If you’re a young person in Australia just starting out in your career, it’s easy to feel daunted by the cost of buying a house. The price tags can be astounding – $600,000? A full $1 million? Who has that…
Wednesday 17th May 2017
Investing in property can be a great way to bolster your wealth and leave a little something extra behind for your family. If you have some money saved up already, a great way to build upon it is to buy…
Monday 8th May 2017
Buying a house is an arduous task. In all likelihood, you’ll have to spend hours scouring the market for available real estate, then compete with dozens of other buyers who are all looking to buy in your neighbourhood too. Then…
Monday 1st May 2017
If you want to become a homeowner in Australia today, it is not going to be cheap. According to research from RP Data, the average price of a home is $852,000 in Sydney, and $641,200 in Melbourne. You’d have to…
Monday 17th April 2017
If you’re having trouble making the payments on your home each month, it will always be tempting to refinance your mortgage and work out a new arrangement that’s more realistic for you financially. This is a big step, though, and…
Wednesday 12th April 2017
Many young Australians spend much of their early adulthood slowly growing in their careers and building up savings, to the point where they can eventually afford a down payment on a home. For young people who don’t have high-paying jobs or…
Monday 27th March 2017
There’s no time like the present to buy a house. After all, even though a new home brings an extraordinary expense, it’s also a good value over the long run. Every month you’re living in your own place means another…
Friday 24th March 2017
The moment you discover a house that might be a fit for your family, you’ll be tempted to move in right away. If it looks like the right place for you, why wait? You’re surely eager to begin your new…
Monday 6th March 2017
Most Australians have at least a little debt. It’s something that causes significant stress according to a Canstar Blue survey that found loan repayments were amongst the biggest financial concerns of every day Australians. Are you worried about your debts?…
Monday 27th February 2017
Handling your home loan is a cinch if you know what to expect. However, plenty Australians may not know the bare minimum, as according to a Credit Union Affiliates survey 28 per cent of mortgage holders in the country don’t even know…
Monday 13th February 2017
When you think of a home loan, words like stress free, simple, or saving money probably don’t come to mind. Stress and confusion would probably be closer to the truth, but it doesn’t have to be that way with the…
Monday 16th January 2017
You might be at a stage when friends are buying homes and paying off mortgages and you’re left wondering how they’re accomplishing it. Is it witchcraft? Is it wizardry? We think not. To buy a home in Australia, it takes…
Thursday 22nd December 2016
Paying off your mortgage is a marathon, not a sprint. There’s certainly no urgent rush, but it might take you 20 or even 30 years to cross the finish line, so it’s in your best interest to pay it off…
Friday 9th December 2016
Have you got a buy now/worry later mentality? An AMP NATSEM Income and Wealth Report shows that the majority of Australians do, as average household debt was almost double that of average household disposable income last year. Rolling your debt…
Sunday 27th November 2016
Buying a home might be easier than you’d expect. In fact, if you buy right and get solid financial advice it could be even more affordable than renting – after you pay the dastardly deposit of course. “Tell ’em he’s…
Tuesday 22nd November 2016
Here in Australia there’s an accepted way to buy your first home. It usually involves striving to put together a deposit then buying what you can afford, which will probably be located far out of the city, requiring a long commute…
Monday 14th November 2016
Apartment living might be perfect for you. You may be able to find something modern, exactly where you want to live, or perhaps you just want the ability to ignore the neighbours by simply shutting the door. Whatever your reasons,…
Tuesday 11th October 2016
You’ve probably heard a hundred horror stories about buying off the plan: including developers going bankrupt and finished homes being completely different from what was expected. As a result, you may believe that buying off the plan is an incredibly…
Monday 26th September 2016
Buying a home costs far more than it’s sale price. There are countless other expenses involved, several of which you may not expect when you make your purchase. If these come as a surprise, they could derail your property dreams…
Monday 19th September 2016
In the four minutes it will take you to read this article, close to 15,000 people would have downloaded Pokemon Go onto their smart phones, according to the App Institute. These shocking statistics prove that this viral phenomenon has more…
Monday 12th September 2016
The total amount of interest paid on debt in Australia has been as high as 12 per cent of disposable income in the past. This statistic is shocking when you consider that it doesn’t include any repayments on the principal…
Wednesday 24th August 2016
Competing on the world-wide stage is the ultimate challenge for any athlete; the pinnacle of competition. Victory for a competitor is an investment in a better future and a jumping point for bigger things – much like buying a home.
Wednesday 10th August 2016
For many Australians, the first step towards buying property is securing a home loan. In order to do this, you’ll need to build up a deposit, as this will make you a more appealing prospect to lenders, while opening up…
Thursday 24th March 2016
There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.
Thursday 24th March 2016
There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan
Thursday 24th March 2016
Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.
