Tuesday 20th November 2018

Should you wait for the market to drop further to buy your first home?

Should you wait for the market to drop further to buy your first home?

The Australian housing market has been in a steady downturn over the last year. CoreLogic data shows that it’s seen a cumulative 1.9 per cent value fall since September 2017. While some experts are warning that the market could continue…

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Tuesday 13th November 2018

Why you should pay off credit cards before considering a home loan

Why you should pay off credit cards before considering a home loan

The beginning of 2018 brought a rise in Aussie credit card debt. The average credit card had $2,000 of debt in April, according to the Sydney Morning Herald, the highest it’s been in two years. With the country’s housing market…

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Thursday 8th November 2018

Your quick guide to interest rates

Your quick guide to interest rates

Just starting out in the property market? Interest rate terminology on your home loan can be hard to sift through. To understand what you’re agreeing to, it’s important to understand the basics about interest rates. What is an interest rate? When…

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Sunday 4th November 2018

7 tips to help you save money for a summer holiday

7 tips to help you save money for a summer holiday

Saving for a summer holiday? Boost your funds by tracking your spending, cutting one unnecessary expense and staying home for dinner. If you’re still saving up funds for your next getaway, here are tips to help you along the way. Check your bills…

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Thursday 11th October 2018

Spring market may help first-time home buyers

Spring market may help first-time home buyers

Falling housing prices may not bode well for the overall property market. As the first spring auctions in the major cities have shown this year, it’s still unsteady. Australia’s housing downturn may be getting worse, ABC News recently reported. Melbourne…

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Wednesday 10th October 2018

How major bank rate changes could affect you

How major bank rate changes could affect you

Westpac, Suncorp Bank, and Adelaide Bank have all announced interest rate hikes on home loans. So, what do these raises mean for your repayments? If you have a home loan, recent interest rate changes could affect your repayments. After Westpac increased…

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Tuesday 18th September 2018

4 signs it’s time to move neighbourhoods

4 signs it’s time to move neighbourhoods

Moving can be a stressful experience, which is why many Australians avoid doing it as much as possible. However, certain factors can arise that make it a good time to move on to another neighbourhood, including rising housing prices, bad…

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Sunday 9th September 2018

What kinds of debt affects your home loan application?

What kinds of debt affects your home loan application?

If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal loan debt, it could impact your home loan application. Australia…

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Wednesday 5th September 2018

Super fund changes that affect the housing market

Super fund changes that affect the housing market

Recent changes to superannuation funds may start to affect the housing market. Two such measures are the First Home Super Saver (FHSS) Scheme, and the downsizing contributions into superannuation funds. These changes were introduced by the Australian Government in the…

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Tuesday 28th August 2018

Reasons why you should refinance your home loan

Reasons why you should refinance your home loan

Saving money and unlocking equity – those are two good reasons why you should consider refinancing your home loan. Before we start talking interest rates, it’s important to know if you can achieve one of those two things. Unlocking equity…

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Wednesday 15th August 2018

How long will it take to sell your home?

How long will it take to sell your home?

How long will it take to sell your home? We’ve had a closer look at the numbers around home sales in Australia to give you a better idea. The average Australian home takes 45 days to sell or 40 if…

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Wednesday 8th August 2018

Property vs neighbourhood: Which is most important?

Property vs neighbourhood: Which is most important?

Unfortunately, most Australians can’t afford the best house on the best street. For that reason, buying real estate is a constant compromise between budget, location and the physical attributes of the property. With that compromise in mind, what’s more important…

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Thursday 26th July 2018

What is the First Home Super Saver Scheme?

What is the First Home Super Saver Scheme?

As of December 2017 the average house price in Australia was $687,000, according to Australian Bureau of Statistics data, although this average is considerably higher in population centres like Melbourne and Sydney. These prices make buying your first home a…

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Thursday 26th July 2018

3 home loan tips that could make repaying your loan easier.

3 home loan tips that could make repaying your loan easier.

The average size of a home loan in Australia is almost $400,000, according to the Australian Bureau of Statistics. Most people will repay their loans over 30 years, during which time they’ll be charged a whopping $319,820.45 in home loan…

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Monday 2nd July 2018

Common home loans: why and how to repay them quicker

Common home loans: why and how to repay them quicker

Finding the ideal home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it’s much easier finding terms that will suit you. Read on for our guide on…

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Monday 25th June 2018

Should you build your own investment property?

Should you build your own investment property?

Building an investment property is a labour of love – while it does require a lot more work than simply buying a pre-built unit, it’s the perfect way to ensure you come out with a property that you love. It’s…

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Monday 4th June 2018

What is negative gearing for property investment?

What is negative gearing for property investment?

Negative gearing – it may seem like investor mumbo jumbo, but it’s really quite a simple concept to get your head around. More than that, it’s an important option in an investor’s toolkit when looking for a property to invest…

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Monday 4th June 2018

How to purchase your next car with a car loan

How to purchase your next car with a car loan

Australians have a few options when it comes to financing a car, and you should make sure you know what each finance option entails before committing to one or the other. Different types of financing can cost more or less…

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Monday 28th May 2018

What is the ideal property type for your first home?

What is the ideal property type for your first home?

Getting ready to buy your first home is an exciting time. While saving for your deposit or wading through the intricacies of home loans can be a strain, it’s all worth it when you can finally start picking out your…

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Tuesday 15th May 2018

4 renovation tips to boost your house sale

4 renovation tips to boost your house sale

Looking to sell your property this year but unsure how to get the best price? Pre-sale renovations are a great way to make sure your property is snapped up for a better market value. So, what do you need to…

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Monday 7th May 2018

Fixed or variable – what’s the ideal home loan for you?

Fixed or variable – what’s the ideal home loan for you?

Home loan options can be challenging for those unfamiliar with the fluctuations of interest rates. So how do you know which home loan is ideal for you: fixed or variable? Read on to learn more about what fixed and variable…

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Friday 4th May 2018

5 must have features for your investment property

5 must have features for your investment property

Buying an investment property brings with it a lot of choices, but rest assured, there are certain features which every investment property owners should consider to increase their property’s rental yields and ensure value growth. An area of strong economy…

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Monday 9th April 2018

Popular holiday spots to invest in

Popular holiday spots to invest in

Australia’s natural beauty, vibrant culture and outdoor pursuits make it the ideal destination to invest in a holiday home. A property that is not only an investment in your quality of life, renting it can be an income all of…

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Monday 26th March 2018

The questions you should ask before getting a home loan

The questions you should ask before getting a home loan

Taking out a home loan can be a nerve wracking experience, particularly for first time buyers. The key to making the experience not just bearable but fruitful is to understand exactly what you are taking on. Here are the questions…

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Tuesday 13th March 2018

Tips for first-time buyers in 2018

Tips for first-time buyers in 2018

The Australian housing market hasn’t always been a friendly place for first time buyers. With property prices looking as if they may soften for the first time in over half a decade, 2018 could be the year to get a…

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Thursday 1st March 2018

3 reasons why now may be the time to consider a commercial loan

3 reasons why now may be the time to consider a commercial loan

There’s no better time than the present to expand your business. The past few months have seen business conditions rise well above the long-run average, according to NAB’s November monthly business report. Successfully growing your company is all about knowing…

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Wednesday 21st February 2018

How to find the best tenants for your investment property

How to find the best tenants for your investment property

Getting the best value out of an investment rental is a collaborative effort between the landlord and a great tenant. To achieve long-term returns on a rental, the property has to last – and that means finding tenants who are…

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Monday 12th February 2018

Can you ask for a discount on your mortgage rate?

Can you ask for a discount on your mortgage rate?

Haggling doesn’t come easy to many people. Negotiating over the price of goods and services simply isn’t that common in some countries. But are homebuyers missing out on thousands of dollars of savings because they balk at bargaining? The answer…

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Monday 5th February 2018

4 mortgage terms you need to know when buying a home

4 mortgage terms you need to know when buying a home

Purchasing a property is a huge financial decision, which is why people should familiarise themselves with the mortgage process and any essential terminology. Unfortunately, recent research has indicated many Australians aren’t as familiar with common home loan terms, as they…

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Monday 22nd January 2018

4 reasons why you should use a mortgage broker in 2018

4 reasons why you should use a mortgage broker in 2018

Are you looking to purchase a property in 2018? A member of our team can help you get the ideal home loan for your circumstances. We believe using a broker always gives people an added edge when on the hunt…

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Sunday 14th January 2018

What tax deductions are available for investment properties?

What tax deductions are available for investment properties?

Investment properties are a popular long-term wealth strategy for Australians, delivering both a regular income stream and an asset that should appreciate in value over time. One-fifth of people in the country had at least one investment property in 2016…

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Monday 8th January 2018

Will property prices fall in 2018?

Will property prices fall in 2018?

Falling property prices are often good news because they mean prospective homeowners can clinch a more affordable mortgage. But Australian real estate values have been moving in the opposite direction for some time, making it difficult for many people to…

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Tuesday 19th December 2017

4 benefits of using a personal loan to consolidate debt

4 benefits of using a personal loan to consolidate debt

Paying off debt was a priority for Australians in 2017, with finder.com.au figures showing that 30 per cent of people made this their New Year’s resolution last year. Unfortunately, these efforts weren’t entirely successful. Personal insolvencies climbed 8 per cent…

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Tuesday 12th December 2017

Why diversity in your property portfolio is key.

Why diversity in your property portfolio is key.

If you’re fortunate enough to be investing in multiple pieces of real estate, it’s best to diversify your purchases rather than buy all in one location or one category of property. Having a diverse portfolio makes it easy to weather…

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Monday 4th December 2017

How to start saving to buy your first home.

How to start saving to buy your first home.

For many people in Australia today, especially those on the younger side, having the means to buy a house all by oneself is simply unrealistic. While they’d love to throw down $100,000 in cash for a deposit on a nice…

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Sunday 26th November 2017

Is now the right time for you to refinance?

Is now the right time for you to refinance?

If you’ve got a home loan and you’re looking ahead to many, many years of making hefty repayments, it’s only natural to look around for a better deal. Countless Australians are wondering right now whether it’s a good time to…

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Tuesday 21st November 2017

How to start budgeting to build a home

How to start budgeting to build a home

There are a number of reasons you may choose to build a home rather than buy an existing one outright. For starters, it’s often cheaper, and additionally, you have a greater level of control over the process, meaning you can…

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Tuesday 14th November 2017

Why millennials need to start saving.

Why millennials need to start saving.

There’s always been a gap between the generations when it comes to homeownership – older people and their families in Australia have traditionally had greater means to buy property than their younger counterparts. And if you believe the latest research,…

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Wednesday 1st November 2017

How much money do you need to start investing in property?

How much money do you need to start investing in property?

If you want to bolster your wealth for retirement in a big way, one option is to begin investing in property. Do you have enough cash to consider it? For many Australians who are looking to carve out a retirement…

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Sunday 22nd October 2017

What can vacancy rates tell you about a potential property?

What can vacancy rates tell you about a potential property?

Before you buy investment properties in Australia, you may want to take a look at vacancy rates. These stats can tell you your potential to make a profit. As you prepare to buy an investment property in Australia for the…

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Tuesday 17th October 2017

Unlock the value of being pre-approved for a new home loan

Unlock the value of being pre-approved for a new home loan

Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…

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Sunday 8th October 2017

How renovations can add real value to your home

How renovations can add real value to your home

Renovating your home might sound expensive – but if you do it right, you may well be able to add to the property’s value and make money in the long run. Many people are turned off by the idea of…

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Monday 2nd October 2017

Saving as much as possible to make a deposit on a home

Saving as much as possible to make a deposit on a home

If you’re planning to buy a home, the golden rule is to save as much as possible to make a deposit. Nowadays, it’s more challenging than ever to do so. In Australia in recent years, we’ve witnessed a troubling pair…

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Thursday 14th September 2017

How you can add value to your home by renovating

How you can add value to your home by renovating

You spent a lot of time saving to buy a home, and once you finally manage to swing that huge expense, the last thing you want to do is get out the chequebook and spend even more. But have you…

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Tuesday 29th August 2017

Finding the right time to refinance your home loan

Finding the right time to refinance your home loan

If you’ve got a long-term schedule for loan repayments to buy your home, refinancing that loan can be a great way to save a lot of money for yourself and your family over the long haul. Fed up with the…

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Tuesday 15th August 2017

Self-employed people have happy lives – but can they buy houses?

Self-employed people have happy lives – but can they buy houses?

There are a lot of benefits to being self-employed. Rather than having to show up to an office and report to a boss, you instead get to take control of your own career. You decide when and where you work…

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Tuesday 15th August 2017

Self-employed people have happy lives – but can they buy houses?

Self-employed people have happy lives – but can they buy houses?

There are a lot of benefits to being self-employed. Rather than having to show up to an office and report to a boss, you instead get to take control of your own career. You decide when and where you work…

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Thursday 27th July 2017

Housing affordability myths debunked

Housing affordability myths debunked

Ever feel lost in a sea of home loan information? CoreLogic’s Perceptions of Housing Affordability report revealed that Australians are misinformed about a number of aspects of the home buying process. Are untruths keeping Australians from buying property? We debunk some common myths to…

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Monday 17th July 2017

Should you get help from your parents with buying a home?

Should you get help from your parents with buying a home?

The cost of buying a home in Australia is spinning out of control, especially if you’re looking in one of the larger metropolitan areas. According to new research from LF Economics, the median price of a house is now 10…

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Wednesday 12th July 2017

Getting help from a contractor to build a new home

Getting help from a contractor to build a new home

If you’re not up for the financial challenge of buying a house, it’s usually a cheaper alternative to build a new place from scratch. Vacant land is relatively affordable, and if you build on it yourself, you get to have…

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Wednesday 21st June 2017

Why Gen Y is waiting to buy

Why Gen Y is waiting to buy

Millennials – those born between 1982 and 2004 – might roll their eyes when their parents lecture about why “Gen Y” hasn’t done enough to buy their first home. These aren’t the good old days when baby boomers were approaching…

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Thursday 8th June 2017

Are you willing to work five jobs to afford a house?

Are you willing to work five jobs to afford a house?

If you’re a young person in Australia just starting out in your career, it’s easy to feel daunted by the cost of buying a house. The price tags can be astounding – $600,000? A full $1 million? Who has that…

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Wednesday 17th May 2017

Avoiding risky investment schemes when going into real estate

Avoiding risky investment schemes when going into real estate

Investing in property can be a great way to bolster your wealth and leave a little something extra behind for your family. If you have some money saved up already, a great way to build upon it is to buy…

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Monday 8th May 2017

Are you considering constructing your own home from scratch?

Are you considering constructing your own home from scratch?

Buying a house is an arduous task. In all likelihood, you’ll have to spend hours scouring the market for available real estate, then compete with dozens of other buyers who are all looking to buy in your neighbourhood too. Then…

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Monday 1st May 2017

Saving up to buy a home is a serious long-term process

Saving up to buy a home is a serious long-term process

If you want to become a homeowner in Australia today, it is not going to be cheap. According to research from RP Data, the average price of a home is $852,000 in Sydney, and $641,200 in Melbourne. You’d have to…

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Monday 17th April 2017

When should you refinance your loan?

When should you refinance your loan?

If you’re having trouble making the payments on your home each month, it will always be tempting to refinance your mortgage and work out a new arrangement that’s more realistic for you financially. This is a big step, though, and…

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Wednesday 12th April 2017

How to save faster and purchase a home sooner

How to save faster and purchase a home sooner

Many young Australians spend much of their early adulthood slowly growing in their careers and building up savings, to the point where they can eventually afford a down payment on a home. For young people who don’t have high-paying jobs or…

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Monday 27th March 2017

Is now the right time for you to take out a mortgage?

Is now the right time for you to take out a mortgage?

There’s no time like the present to buy a house. After all, even though a new home brings an extraordinary expense, it’s also a good value over the long run. Every month you’re living in your own place means another…

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Friday 24th March 2017

Before you buy a home, be sure to inspect it thoroughly

Before you buy a home, be sure to inspect it thoroughly

The moment you discover a house that might be a fit for your family, you’ll be tempted to move in right away. If it looks like the right place for you, why wait? You’re surely eager to begin your new…

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Monday 6th March 2017

How much could consolidating your debt save you?

How much could consolidating your debt save you?

Most Australians have at least a little debt. It’s something that causes significant stress according to a Canstar Blue survey that found loan repayments were amongst the biggest financial concerns of every day Australians. Are you worried about your debts?…

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Monday 27th February 2017

3 home loan fees you may not see coming

3 home loan fees you may not see coming

Handling your home loan is a cinch if you know what to expect. However, plenty Australians may not know the bare minimum, as according to a Credit Union Affiliates survey 28 per cent of mortgage holders in the country don’t even know…

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Monday 13th February 2017

3 reasons why a mortgage broker will make your home loan easier

3 reasons why a mortgage broker will make your home loan easier

When you think of a home loan, words like stress free, simple, or saving money probably don’t come to mind. Stress and confusion would probably be closer to the truth, but it doesn’t have to be that way with the…

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Monday 16th January 2017

Advice for first home buyers via the words of famous witches and wizards

Advice for first home buyers via the words of famous witches and wizards

You might be at a stage when friends are buying homes and paying off mortgages and you’re left wondering how they’re accomplishing it. Is it witchcraft? Is it wizardry? We think not. To buy a home in Australia, it takes…

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Thursday 22nd December 2016

4 tips for running the mortgage marathon faster

4 tips for running the mortgage marathon faster

Paying off your mortgage is a marathon, not a sprint. There’s certainly no urgent rush, but it might take you 20 or even 30 years to cross the finish line, so it’s in your best interest to pay it off…

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Friday 9th December 2016

3 signs it’s time to refinance and consolidate your debt

3 signs it’s time to refinance and consolidate your debt

Have you got a buy now/worry later mentality? An AMP NATSEM Income and Wealth Report shows that the majority of Australians do, as average household debt was almost double that of average household disposable income last year. Rolling your debt…

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Sunday 27th November 2016

Buying property in Sydney and Melbourne can be cheaper than renting

Buying property in Sydney and Melbourne can be cheaper than renting

Buying a home might be easier than you’d expect. In fact, if you buy right and get solid financial advice it could be even more affordable than renting – after you pay the dastardly deposit of course. “Tell ’em he’s…

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Tuesday 22nd November 2016

Rentvesting: A property market hack for first home buyers

Rentvesting: A property market hack for first home buyers

Here in Australia there’s an accepted way to buy your first home. It usually involves striving to put together a deposit then buying what you can afford, which will probably be located far out of the city, requiring a long commute…

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Monday 14th November 2016

3 tips to ensure your strata-plan home will work for you

3 tips to ensure your strata-plan home will work for you

Apartment living might be perfect for you. You may be able to find something modern, exactly where you want to live, or perhaps you just want the ability to ignore the neighbours by simply shutting the door. Whatever your reasons,…

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Tuesday 11th October 2016

Buying off the plan: the pros and cons

Buying off the plan: the pros and cons

You’ve probably heard a hundred horror stories about buying off the plan: including developers going bankrupt and finished homes being completely different from what was expected. As a result, you may believe that buying off the plan is an incredibly…

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Monday 26th September 2016

Surprise! 3 hidden costs of buying a home

Surprise! 3 hidden costs of buying a home

Buying a home costs far more than it’s sale price. There are countless other expenses involved, several of which you may not expect when you make your purchase. If these come as a surprise, they could derail your property dreams…

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Monday 19th September 2016

What can Pokemon Go teach us about buying and owning property?

What can Pokemon Go teach us about buying and owning property?

In the four minutes it will take you to read this article, close to 15,000 people would have downloaded Pokemon Go onto their smart phones, according to the App Institute. These shocking statistics prove that this viral phenomenon has more…

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Monday 12th September 2016

3 signs it’s time to refinance your home loan

3 signs it’s time to refinance your home loan

The total amount of interest paid on debt in Australia has been as high as 12 per cent of disposable income in the past. This statistic is shocking when you consider that it doesn’t include any repayments on the principal…

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Wednesday 24th August 2016

Gold, silver or bronze: What kind of saver are you?

Gold, silver or bronze: What kind of saver are you?

Competing on the world-wide stage is the ultimate challenge for any athlete; the pinnacle of competition. Victory for a competitor is an investment in a better future and a jumping point for bigger things – much like buying a home.

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Wednesday 10th August 2016

Cut back on spending to build your deposit

Cut back on spending to build your deposit

For many Australians, the first step towards buying property is securing a home loan. In order to do this, you’ll need to build up a deposit, as this will make you a more appealing prospect to lenders, while opening up…

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Thursday 24th March 2016

What you need to do before investing in property

What you need to do before investing in property

There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.

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Thursday 24th March 2016

Your Guide To Inspections Before Buying A Home

Your Guide To Inspections Before Buying A Home

There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan

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Thursday 24th March 2016

Getting Real About Refinancing

Getting Real About Refinancing

Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.

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